Purchasing a diamond engagement ring is a tricky affair because you want to maximize the ring, but maintain a budget. Here is one way to go about getting the best diamond engagement ring you can afford.

It’s time to do some diamond shopping. You have decided to pop the question to your girlfriend (or maybe you already have) and there is only one thing missing: the ring. While this is definitely a joyous occasion, purchasing diamond engagement ring can also be a stressful time. With a few advance tips and some practical knowledge, you can make sure that your ring purchasing experience goes smoothly.

As of last year, the average amount spent on a diamond engagement ring was $3,500 to $4,000 in the United States. Many people still fall back on the guidelines that an engagement ring should cost in the neighborhood of twice the man’s monthly salary, although this is not such a hard and fast rule anymore. While many people choose to spend as much money as they possibly can on their ring, remember that purchasing diamond engagement ring should not send you into debt or cause too much stress. It is far better to buy a less expensive ring than it is to end up regretting your purchase later on.

When you buy your engagement ring, it is a good idea to have the style in mind before entering the jeweler’s shop. If you are picking out the ring as a surprise for your girlfriend, try to figure out the style of ring she likes to wear before purchasing a diamond. Some women prefer the simple look of a diamond solitaire, while others would prefer a more ornate ring. To avoid any problems, it is best to at least subtly discuss ring styles beforehand. Also, don’t worry about getting the ring size wrong – jewelers can easily resize an engagement ring.

Another thing to consider purchasing diamond engagement ring is that you are not being scammed or overcharged. Be sure to ask about the four “C’s”, and have your jeweler show you an appraisal from a reputable gemological firm. Make sure that the jeweler writes down all the important information about the ring for you, such as the carat weight, cut, clarity and color, as well as the ring style. That way, there is less of a chance that your ring can be switched for a less expensive one down the road.

Finally, remember that purchasing diamond engagement ring is supposed to be a happy occasion, so don’t let it stress you too much. If you are completely unsure about which ring to buy or what style is right for your girlfriend, think about popping the question and then bringing her along with to pick out her own ring. That way, you can be sure that she will be happy.